Central Government Salary Calculator: 7th CPC

Calculate your monthly gross earnings and net in-hand take-home salary under the 7th Central Pay Commission rules. Features component-wise breakdown of Basic Pay, Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance (TA), and statutory deductions.

Applicability & Active Rule Parameters

Target Jurisdiction: Central Government civilian employees across Pay Matrix Levels 1 to 18.
Current DA Rate: 53% of Basic Pay (sanctioned w.e.f. 1 July 2024 via Ministry of Finance OM No. 1/2/2024-E-II(B)).
HRA Classification: X Cities (30%), Y Cities (20%), Z Cities (10%) with minimum floors of ₹5,400, ₹3,600, and ₹1,800.
Deductions Base: Mandatory employee NPS contribution (10% of Basic + DA) and CGHS subscription according to Pay Level.
8th CPC Planning: To model prospective salary increases under potential 8th CPC fitment factors, use our 8th Pay Commission Simulator.

Worked Example: Level 10 Officer (Basic Pay ₹56,100, Y City, 53% DA)

Basic Pay (Level 10, Cell 1)	₹56,100
Dearness Allowance (DA at 53%)	₹29,733
House Rent Allowance (HRA at 20%)	₹11,220
Transport Allowance (Base ₹3,600 + 53% DA)	₹5,508
Gross Monthly Salary	₹1,02,561
Less NPS Employee Contribution (10% of Basic + DA)	-₹8,583
Less CGHS Contribution (Level 10)	-₹650
Estimated In-Hand Take-Home Pay	₹93,328

Note: Actual in-hand pay may vary based on elective subscriptions (e.g. CGEGIS, Voluntary Provident Fund) and income tax deductions under your chosen tax regime. Use our Income Tax Calculator to estimate your TDS.